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Why Should NRIs Invest Property in Tamil Nadu?

Table of Contents

    Introduction

    An NRI is a person who is an Indian citizen, but presently resides outside India. This person does not live in India for over 180 days in a year due to work commitments. NRIs have a lot of investment opportunities in Indian real estate, including commercial properties, and residential properties.

    For people who travel to other countries for jobs or studies, owning property in their native place is a dream because they may have intentions to settle in the future.  As an NRI, buying a property is the ideal option to invest your money as it will enable you to settle back in your own country.

    What Type of Property Can NRIs Buy in Tamil Nadu

    Tamilnadu is one of the places where the real estate market is enormous. NRIs can buy any immovable property in Tamilnadu that includes land, apartments, villas, except for agricultural land, and farmhouses. NRIs can transfer their property to other NRIs who are people of Indian origin or people resident of India. When buying a property, NRIs should make sure that the property has all the needed approvals.

    Best Region for NRIs Buying Property in Tamil Nadu 

    For NRIs who are looking to buy property in Tamil Nadu, the best region is Chennai, Coimbatore and Madurai. Many best villa builders’ like VNCT Global are known for offering the best properties at a reasonable price. Villas in ECR are highly preferred as it is near a major IT corridor with strong rental potential. The property appreciation is high due to its proximity to numerous tech hubs.

    Return on Investment for NRIs

    Some major benefits for NRIs include high returns, as luxury villas in Chennai can generate up to 10 to 12% in annual rental yields, which exceeds many other global markets. Tamil Nadu’s continued economic growth will lead to property appreciation over time

    With the growing real estate sector, NRI buying Villas in Coimbatore is becoming a best investment choice as it is a major city in Tamilnadu. The currency exchange rates make the Tamilnadu property market an attractive option for NRIs.

    Emotional connection

    The NRI real estate investment in Tamilnadu is a lucrative option. The evolving trend of buying property by NRI is driven by a mix of emotional ties, and the goal for a stable future. Buying the best villas in Chennai is more than just an asset and it is a step for planning for the future. Compared to gold and the non-reliable stock market, the real estate market always provides stable returns.

    Diverse Investment Options

    The real estate market offers a variety of choices, including premium villas, apartments, and plots catering to diverse budget ranges. Even if you have a reasonable budget, options like studio apartments are available, allowing you to find an apt property. There are the best villa developers in Chennai known for building quality properties which is best to consider for investment. There are lots of different sizes that are best to consider for investment in major cities of Tamil Nadu.

    Long-term appreciation

    While other investments may have limited returns, real estate properties often appreciate over time, yielding good profits through resale and rental income. NRI-buying property in Tamil Nadu can benefit from the steady demand and rising prices in the real estate market. Individual villa for sale in Chennai has the potential to beat inflation and give better returns than most asset classes.

    Simplified taxation

    The tax liabilities involved are capital gains tax, property tax, and TDS. This awareness is important for financial planning. When an NRI sells a property, the buyer is liable to deduct TDS @ 20%.

    Conclusion

    NRI buying property in Tamil Nadu offers a blend of financial opening and individual connection. With the increasing real estate sector, NRIs can benefit from growing capital values and increasing rental yields. But, ensuring legal compliance, understanding tax implications selecting the right location in major cities are vital to making informed decision

    FAQ

    • How many properties can NRI can buy in India?
      There are no restrictions on the number of properties that a NRI can buy in India.
    • Can NRI invest in any property in Tamil Nadu?
      Yes, an NRI can buy any property in Tamil Nadu, including commercial and residential real estate properties.
    • Is it a good idea for NRIs to buy any properties in India?
      Buying any property in India is a best choice for NRIs for many reasons, including stable returns, an emerging real estate market, and currency exchange rates.
    • How many documents are required for NRI to buy property in India?
      To buy a property in India, an NRI typically needs the following documents:   
      Aadhaar card, Application for a home loan, Bank statement for qualifying NRI accounts, Work permit,
      Salary slips, Income tax returns, PAN card, Passport, Passport-sized photos.
    • Can a person own 100 acres of land in India?
      The amount of land a person can own in India is about 32 acres, but this varies by each state. In Tamil Nadu, the amount of agricultural land an individual can buy is 59.9 acres.

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